Cruise Ship Vacations on a Budget When saving money for a vacation aboard a cruise ship. While saving money is important, it is not the only way that you can plan a cruise ship getaway is to determine where all of your money is going. This can easily be accomplished by documenting your spending habits. Everything from the mortgage payment, rent, car insurance, even that cup of coffee you purchased should be recorded. Curbing your spending habits for a week or a month, you will have to examine your findings. Many individuals are surprised to learn how much money they are wasting on unnecessary purchases. These purchases often include, but are not limited to single serve beverages, cigarettes, alcohol, and out-of-home dining. To save money for your cruise ship getaway may seem like a difficult task, but aftertime it may become a part of your daily routine. Saving money and obtaining cruise ship discounts are both great ways to obtain the needed financing, but together they can save you more